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  • I can search your credit report online during our meeting, but I do not like to rely on credit reports for all of your information, as credit reports are often inaccurate and missing creditors. Medical debts and older debts that have been sold and resold to various debt collectors are often missing from the reports […]

  • I can help you consider both. Things to keep in mind: reputable debt consolidation programs require you to repay all of your debt, with lower interest than you are paying now. So if you can afford to do that, debt consolidation should be considered. But if you cannot afford to repay all of your debt, bankruptcy is […]

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