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  • I can search your credit report online during our meeting, but I do not like to rely on credit reports for all of your information, as credit reports are often inaccurate and missing creditors. Medical debts and older debts that have been sold and resold to various debt collectors are often missing from the reports […]

  • Yes, in many cases. I can help you delay or avoid foreclosure of your home. Bankruptcy can almost always delay a foreclosure. In addition, Both the Western and Eastern Districts of Wisconsin provide for a Mortgage Modification Mediation Program through the Chapter 13 bankruptcy system. I have quite a bit of experience with this program […]

  • I can help you consider both. Things to keep in mind: reputable debt consolidation programs require you to repay all of your debt, with lower interest than you are paying now. So if you can afford to do that, debt consolidation should be considered. But if you cannot afford to repay all of your debt, bankruptcy is […]

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